Credit Scoring API
Score your loan applicants effortlessly with hosted and customizable credit scoring models. Offer financing to unbanked individuals assessed via alternative data sources and meeting your risk requirements.
Leverage the power of alternative data for credit scoring
Genify's credit scoring system uses both traditional and alternative data sources to produce a comprehensive scorecard, while adhering to your risk appetite, so the unbanked or underbanked are not left out.
Features
Machine Learning-based
Running with multiple machine learning models at its core
Customizable
Digital scorecards tailored to your specific risk profile metrics
Real-time
Instant loan approval or refusal based on your specified risk appetite
Low-to-no data requirements
Ready to use with your data on Day 1 thanks to pre-trained models
Use cases
Power your fintech products with Genify
Credit Decisioning Automation
Encode your business rules and decision trees for automated lending decisioning.
Instant Loan Approval
Leverage the power of alternative data for underwriting.
Why Genify?
Your partner to unlock value in transaction data.
Continuous upgrades
Your subscription gives access to new features, sourced directly from our customers.
Ease of Integration
A single API endpoint, 5 enrichment fields.
Secure Data
Our servers are ISO 27001 certified, and our data usage is compliant with GDPR.
On Premises or Cloud
Our API runs on your premises or in the cloud, thanks to a hybrid build since Day 1.
Start testing today
Get in touch for a demo with our technical sales team.
