AI Personal Financial Manager

Let your users converse with an AI agent and access all the insights that can be found in their banking transactions. Give them transparency on spending and income, smart budgeting, advice to reach saving goals or spend less, and relay your bank product information.

Return spending and income aggregated by category, merchant, or country, over multiple horizons (month-to-date, monthy, yearly). Return 100+ financial analysis variables. All via chat.
Relay information on the banking products you offer (accounts, cards, loans, subcriptions, ) assess eligibility in real-time via Q&A with the user. Recommend products when intent is detected intelligently, and only then.
Provide spending and saving tips to your users, from peer comparison to recurring subscriptions, to concrete plans toward goals in the form of compelling and motivational answers.
Financial Assistance

Provide a full PFM experience via chat.

Genify's conversational assistant offers a complete "PFM" experience via chat. Powered by a fine-tuned open source LLM and years of experience building PFM software. All of Genify's APIs in a single product offering a unified experience to your users. PFM, without the burden of building a front end.


machine learning based
Source Agnostics

Enrich transactions from any source, including open banking.

multi lingual

Enrich transactions in English, العربية, русский, 中文 or any other language.

user feedback logo
User Feedback Loop

Allow your users to make corrections so Genify’s engine learns from them.

smart suggestions
Smart suggestions

Spending limits and savings goals are suggested to each user individually based on their patterns and their peer group

machine learning based
Machine Learning-Based

Running with multiple machine learning models at its core.

Use cases

Power your fintech products with Genify

delightful transaction list

Delightful Transaction List

Offer the most visually appealing transaction feed.

personal finance management

Personal Finance Management

Help people understand where their money goes.

Why Genify?

Your partner to unlock value in transaction data

Get Started

Ease of Integration

Via a vast, well-documented set of API endpoints


ISO 27001

Our servers are ISO 27001 certified, and our data usage is compliant with GDPR


On Premises or Cloud

Our API runs on your premises or in the cloud, thanks to a hybrid build since Day 1


Continuous upgrades

Your subscription gives access to new features, sourced directly from our existing users

Give it a Try - It's Free

  • Explore sample enriched data & insights.
  • Query the API in a sandbox environment.
  • Explore the extended API documentation.
  • Test with up to 1000 transactions for free.
  • Access API keys.