Transaction Categorization API

With our transaction categorization and enrichment API, you can categorize credit card and account transactions in the most granular and accurate way. Enrich transactions with all the information your users expect in their bank or fintech app.

The First Truly Global Transaction Categorizer

Turnkey: plug and play API. From day 1. No training needed.


Country-agnostic: we enrich transaction from

A single API endpoint,
5 enrichment fields.

Categorize transactions into more than 70 expense and income categories.
Make your users feel like home. Display logos of merchants in your banking app instead of dull, generic icons.
Do users enjoy deciphering transaction descriptions? Look no further.
Link each expense with a website, for a sense of completeness and control.
Tell your users the carbon footprint of every single transaction. Contribute to environmental awareness, one transaction at a time.
Data Enrichment

Unlock value with 5 enrichment fields.

Genify’s engine is designed to automatically categorize credit card transactions into granular expense and income categories. We also provide a merchant’s clean name, logo and website, and calculate the carbon footprint as a bonus.


machine learning based
Source Agnostics

Enrich transactions from any source, including open banking.

multi lingual

Enrich transactions in English, العربية, русский, 中文 or any other language.

user feedback logo
User Feedback Loop

Allow your users to make corrections so Genify’s engine learns from them.

low to now data requirements
Batch Calls

Enrich a batch of transactions in a single API call for a convenient integration.

user feedback logo
Low Latency

Enrich transactions in real time to provide insights instantly.

Use cases

Power your fintech products with Genify

delightful transaction list

Delightful Transaction List

Offer the most visually appealing transaction feed.

personal finance management

Personal Finance Management

Help people understand where their money goes.

business finance management

Business Finance Management

Unlock cash flow transparency for business.

Why Genify?

Your partner to unlock value in transaction data

Get Started

Ease of Integration

Via a vast, well-documented set of API endpoints


ISO 27001

Our servers are ISO 27001 certified, and our data usage is compliant with GDPR


On Premises or Cloud

Our API runs on your premises or in the cloud, thanks to a hybrid build since Day 1


Continuous upgrades

Your subscription gives access to new features, sourced directly from our existing users

How Does the Transaction Categorization API Work?

Give it a Try - It's Free

  • Explore sample enriched data & insights.
  • Query the API in a sandbox environment.
  • Explore the extended API documentation.
  • Test with up to 1000 transactions for free.
  • Access API keys.